[Buyer - Services] Buyer Services   |   Buyer Guide   |   Buyers Property Listing   |   Financing   |   Describe Your Dream House Searching Your Perfect Home We are aware of every property on the market in this area. We even know of properties that will be available but have yet to formally be placed on the market. We have direct access to the local Long & Foster Listings, and also to every other agent in the area and all of their listings. If you give us some idea of what you are looking for, we will personally review all our sources of listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! Buying Your First Home? You might be a bit afraid or intimidated by the whole process of buying your first home. It's our job to guide you, from beginning to end. We will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: How much can you really afford? How to qualify for a mortgage? How much cash you should put down? How to buy a home with little or nothing down? What it takes to get approved for financing? What banks and other financial institutions are looking for? How much your payments will be? The tax advantages of buying Is renting or buying better for you? Pre-Qualifying Your Mortgage You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: Exactly how much home or land you can afford. How much cash you will need for the down payment. The minimum down payment, and advantages of higher down payments. What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. © 2005. All rights reserved  | Developed by Aridel Technologies